5.20% 13-Month Add-On Certificate Not your traditional certificate. Add funds during the term on your terms. GET STARTED: 24 branches throughout Minnesota including Wadena, New York Mills or Perham mymagnifi.org/locations (888) 330-8482 Or video call: mymagnifi.org MAGNIFI FINANCIAL Your Local Community Credit Union Open to the Public "APY+Annual Percentage Yield, APY is effective as of May 30, 2023. $5,000 minimum original opening balance required. To be eligible for the 5.20% APY rate, 50% of the opening balance must be new money to Magnifi Financial. If less than 50% new money, a rate of 4.40% APY applies. Two additional deposits are optional during the 13-month term: $5,000 minimum per additional deposit and $50.000 maximum combined. Additional deposits must be new money to Magnifi Financial. The promotional certificate maximum is $250.000 per member, which includes the sum of the additional deposits. The 13-month promotional certificate will roll into a standard 12-month certificate at renewal Penalty for early withdrawal $5 membership share required. Certain restrictions may apply. Municipalities do not qualify. IRA funds do not quality. Limited time offer. Not valid with any other offers. Insured by NCUA 5.20 % 13 - Month Add - On Certificate Not your traditional certificate . Add funds during the term on your terms . GET STARTED : 24 branches throughout Minnesota including Wadena , New York Mills or Perham mymagnifi.org/locations ( 888 ) 330-8482 Or video call : mymagnifi.org MAGNIFI FINANCIAL Your Local Community Credit Union Open to the Public " APY + Annual Percentage Yield , APY is effective as of May 30 , 2023. $ 5,000 minimum original opening balance required . To be eligible for the 5.20 % APY rate , 50 % of the opening balance must be new money to Magnifi Financial . If less than 50 % new money , a rate of 4.40 % APY applies . Two additional deposits are optional during the 13 - month term : $ 5,000 minimum per additional deposit and $ 50.000 maximum combined . Additional deposits must be new money to Magnifi Financial . The promotional certificate maximum is $ 250.000 per member , which includes the sum of the additional deposits . The 13 - month promotional certificate will roll into a standard 12 - month certificate at renewal Penalty for early withdrawal $ 5 membership share required . Certain restrictions may apply . Municipalities do not qualify . IRA funds do not quality . Limited time offer . Not valid with any other offers . Insured by NCUA