LIMITED TIME PROMOTION 3.40% APY 11-MONTH CERTIFICATE BUMP YOUR RATE TO 3.55% APY WHEN HALF OF YOUR CERTIFICATE FUNDS ARE NEW MONEY! GET STARTED: Visit a local branch in Wadena, New York Mills, or Perham mymagnifi.org/locations or call (888) 330-8482 MAGNIFI FINANCIAL "APY - Annual Percentage Yield. APY is effective as of November 9, 2022. $500 minimum original balance required. Original promo certificate rate is 3.40% APY. Rate increases to 3.55% APY when 50% of funds are new to Magnifi Financial. Rates apply to total certificate funds. 11-month promo certificate will roll into standard 12-month certificate at renewal. Penalty for early withdrawal. Municipalities can qualify. Limited time offer. Not valid with any other offers. Ask for details. Insured by NCUA. LIMITED TIME PROMOTION 3.40 % APY 11 - MONTH CERTIFICATE BUMP YOUR RATE TO 3.55 % APY WHEN HALF OF YOUR CERTIFICATE FUNDS ARE NEW MONEY ! GET STARTED : Visit a local branch in Wadena , New York Mills , or Perham mymagnifi.org/locations or call ( 888 ) 330-8482 MAGNIFI FINANCIAL " APY - Annual Percentage Yield . APY is effective as of November 9 , 2022. $ 500 minimum original balance required . Original promo certificate rate is 3.40 % APY . Rate increases to 3.55 % APY when 50 % of funds are new to Magnifi Financial . Rates apply to total certificate funds . 11 - month promo certificate will roll into standard 12 - month certificate at renewal . Penalty for early withdrawal . Municipalities can qualify . Limited time offer . Not valid with any other offers . Ask for details . Insured by NCUA .