Money Multiplier Secure an incredible rate now and add on optional deposits later 5.20% 13-Month Certificate GET STARTED: Visit a local branch in Wadena, New York Mills, or Perham mymagnifi.org/locations (888) 330-8482 Or video call: mymagnifi.org MAGNIFI FINANCIAL Your Local Community Credit Union Open to the Public *APY - Annual Percentage Yield. APY is effective as of May 30, 2023. $5,000 minimum original opening balance required. To be eligible for the 5.20% APY rate, 50% of the opening balance must be new money to Magnifi Financial If less than 50% new money, a rate of 4.40% APY applies. Two additional deposits are optional during the 13-month term: $5,000 minimum per additional deposit and $50.000 maximum combined. Additional deposits must be new money to Magnifi Financial. The promotional certificate maximum is $250,000 per member, which includes the sum of the additional deposits. The 13-month promotional certificate will roll into a standard 12-month certificate at renewal Penalty for early withdrawal. $5 membership share required. Certain restrictions may apply. Municipalities do not qualify. IRA funds do not qualify Limited time offer. Not valid with any other offers Insured by NCUA. Money Multiplier Secure an incredible rate now and add on optional deposits later 5.20 % 13 - Month Certificate GET STARTED : Visit a local branch in Wadena , New York Mills , or Perham mymagnifi.org/locations ( 888 ) 330-8482 Or video call : mymagnifi.org MAGNIFI FINANCIAL Your Local Community Credit Union Open to the Public * APY - Annual Percentage Yield . APY is effective as of May 30 , 2023. $ 5,000 minimum original opening balance required . To be eligible for the 5.20 % APY rate , 50 % of the opening balance must be new money to Magnifi Financial If less than 50 % new money , a rate of 4.40 % APY applies . Two additional deposits are optional during the 13 - month term : $ 5,000 minimum per additional deposit and $ 50.000 maximum combined . Additional deposits must be new money to Magnifi Financial . The promotional certificate maximum is $ 250,000 per member , which includes the sum of the additional deposits . The 13 - month promotional certificate will roll into a standard 12 - month certificate at renewal Penalty for early withdrawal . $ 5 membership share required . Certain restrictions may apply . Municipalities do not qualify . IRA funds do not qualify Limited time offer . Not valid with any other offers Insured by NCUA .