MIDMINNESOTA INVESTMENT RETIREMENT SERVICES You're invited! Social Security and Your Retirement. Join us for an educational seminar Regardless of when you plan to retire, Social Security will likely be an important part of the road ahead. Join us for a no-cost, no-obligation seminar that will answer your Social Security questions and discuss routes you can take to help get the most out of your benefits. Find out how to set a clear direction on your road to retirement. Wednesday, April 10, 2024 6-7pm Little Round Still 114 Jefferson St. S, Wadena, MN 56482 Hosted by: Matt Ratchenski LPL Financial Advisor Mid Minnesota Investment & Retirement Services Speaker: Michael Mason Regional Vice President TruStage Please call Matt at (218) 325-6540 or email to reserve your seat at m.ratchenski@lpl.com Refreshments will be served. Spaced is limited, so call Matt today to RSVP. Matthew Ratchenski LPL Financial Advisor, CRPC" ph: (218) 325-6540 e: m.ratchenski@lpl.com Matt Ratchenski is a registered representative with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Mid Minnesota Investment and Retirement Services(MMIRS) are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using MMIRS and may also be employees of Mid Minnesota Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of MMIRS. Securities and insurance offered through LPL or its affiliates are: Not Insured by NCUA or Any Other Government Agency Not Credit Union Deposits or Obligations Not Credit Union Guaranteed May Lose Value TruStage is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates, these entities and Michael Mason are not affiliated with LPL Financial. TruStage Annuities are issued by OMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state and may not be available in all states or through all broker/dealers. MIDMINNESOTA INVESTMENT RETIREMENT SERVICES You're invited ! Social Security and Your Retirement . Join us for an educational seminar Regardless of when you plan to retire , Social Security will likely be an important part of the road ahead . Join us for a no - cost , no - obligation seminar that will answer your Social Security questions and discuss routes you can take to help get the most out of your benefits . Find out how to set a clear direction on your road to retirement . Wednesday , April 10 , 2024 6-7pm Little Round Still 114 Jefferson St. S , Wadena , MN 56482 Hosted by : Matt Ratchenski LPL Financial Advisor Mid Minnesota Investment & Retirement Services Speaker : Michael Mason Regional Vice President TruStage Please call Matt at ( 218 ) 325-6540 or email to reserve your seat at m.ratchenski@lpl.com Refreshments will be served . Spaced is limited , so call Matt today to RSVP . Matthew Ratchenski LPL Financial Advisor , CRPC " ph : ( 218 ) 325-6540 e : m.ratchenski@lpl.com Matt Ratchenski is a registered representative with , and securities and advisory services are offered through LPL Financial ( LPL ) , a registered investment advisor and broker - dealer ( member FINRA / SIPC ) . Insurance products are offered through LPL or its licensed affiliates . Mid Minnesota Investment and Retirement Services ( MMIRS ) are not registered as a broker - dealer or investment advisor . Registered representatives of LPL offer products and services using MMIRS and may also be employees of Mid Minnesota Federal Credit Union . These products and services are being offered through LPL or its affiliates , which are separate entities from , and not affiliates of MMIRS . Securities and insurance offered through LPL or its affiliates are : Not Insured by NCUA or Any Other Government Agency Not Credit Union Deposits or Obligations Not Credit Union Guaranteed May Lose Value TruStage is the marketing name for TruStage Financial Group , Inc. its subsidiaries and affiliates , these entities and Michael Mason are not affiliated with LPL Financial . TruStage Annuities are issued by OMFG Life Insurance Company ( CMFG Life ) and MEMBERS Life Insurance Company ( MEMBERS Life ) and distributed by their affiliate , CUNA Brokerage Services , Inc. , member FINRA / SIPC , a registered broker / dealer , 2000 Heritage Way , Waverly , IA , 50677. CMFG Life and MEMBERS Life are stock insurance companies . Investment and insurance products are not federally insured , may involve investment risk , may lose value and are not obligations of or guaranteed by any depository or lending institution . All contracts and forms may vary by state and may not be available in all states or through all broker / dealers .