Land your Perfect Spot Your dream property deserves a partner who cares. Mid Minnesota Federal Credit Union provides personalized service and clear communication guiding you on your path to ownership. Contact MMFCU today! Rates as low as 5.74% APR MIDMINNESOTA FEDERAL CREDIT UNION Wadena 125 Juniper Ave NW | (218) 631-1401 | mmfcu.org APR=Annual Percentage Rate. 5.74% rate (6.259% APR) with 20% down (purchase price or appraised value, whichever is less) or 20% equity (refinance). Minimum credit score 640. Rate fixed 5 years, then adjusts annually based on Wall Street Journal Prime +2.75% margin, 2% annual/5% lifetime cap. $160,000 loan = $932.70/mo. principal & interest (excludes taxes & insurance). Rates/terms subject to change; credit approval required. Applicant must qualify for membership and meet all other requirements of MMFCU loan programs. Items listed are estimates only. Insured by NCUA. Equal housing lender. Limited time offer. Maximum loan amount of $806,500. Maximum loan to value 80%. Eligible properties in MN only. Consumer to contact tax advisor for further information. Full appraisal and title required on all purchase transaction and over $100,000 for refinanced loans. Land your Perfect Spot Your dream property deserves a partner who cares . Mid Minnesota Federal Credit Union provides personalized service and clear communication guiding you on your path to ownership . Contact MMFCU today ! Rates as low as 5.74 % APR MIDMINNESOTA FEDERAL CREDIT UNION Wadena 125 Juniper Ave NW | ( 218 ) 631-1401 | mmfcu.org APR = Annual Percentage Rate . 5.74 % rate ( 6.259 % APR ) with 20 % down ( purchase price or appraised value , whichever is less ) or 20 % equity ( refinance ) . Minimum credit score 640. Rate fixed 5 years , then adjusts annually based on Wall Street Journal Prime + 2.75 % margin , 2 % annual / 5 % lifetime cap . $ 160,000 loan = $ 932.70 / mo . principal & interest ( excludes taxes & insurance ) . Rates / terms subject to change ; credit approval required . Applicant must qualify for membership and meet all other requirements of MMFCU loan programs . Items listed are estimates only . Insured by NCUA . Equal housing lender . Limited time offer . Maximum loan amount of $ 806,500 . Maximum loan to value 80 % . Eligible properties in MN only . Consumer to contact tax advisor for further information . Full appraisal and title required on all purchase transaction and over $ 100,000 for refinanced loans .